Are you a teenager, have a teenager, or are you in the midst of your young adult life and completely stumped with finances? If that is the case, the good news is you are far from being alone! Schools have yet to have financial literacy as a requirement in their curriculum, and some don’t provide a class for it at all. With this, many teens and young adults lack the knowledge of finances and have no clue about credit or taxes. The more we age, the more daunting this topic can appear, and it may feel like an endless cycle of cluelessness. However, it is important to remember that you are not alone, and there are plenty of resources to help you! To help you get started, we’ve curated a list of financial literacy books that easily explain the nitty gritty of finances and other helpful benefactors you will need in your adulthood, such as budgeting and building credit!
How to Money by Jean Chatzky and Kathryn Tuggle, Illustrated by Nina Cosford
This in-depth, beautifully illustrated novel is perfect for teens and young adults to make their way through the discussion of finances! As much as we desperately want to, there is no getting around finances. Everyone needs to know how to manage money and life, but most of us, unsurprisingly, don’t! Fortunately, Chatzky and Tuggle make it easy by breaking down the basics of money, including how to earn, manage, and properly use it. Thus giving us the tools we need to take charge of our finances successfully! You will find practically everything you need, from creating a budget, achieving that first job, exploring college loans, getting that first credit card, and even how to invest.
I Want More Pizza by Steve Burkholder
The title may mislead you, but don’t be fooled! This incredibly impactful financial literacy book gets teenagers and young adults excited about personal finance and confident that they can succeed. Used in classrooms nationwide, the pizza model in this book includes primary topics such as savings, spending, prioritization, investing, debt, goal setting, and many more! Many young adults are stuck in the stigma that they do not need to worry about finances because they don’t need it yet or are too young, but this pizza model breaks down those barriers in an easy-to-understand format. As a relatable topic, because many enjoy pizza, this novel leaves students in complete control to find the best plan for them. Money does not have to be stressful, and with the right plan, we can all enjoy pizza while still making healthy financial choices!
The Infographic Guide to Personal Finance by Michele Cagan and Elisabeth Lariviere
Best for visual learners who find it easier to absorb complex information in graphic form, this book provides informative lessons about finances and a wide range of topics within its subject. Figuring out how to budget and plan for the future can get incredibly overwhelming and confusing. However, this simple infographic masterfully breezes through the complex details with an easy-to-follow guide. With this guide, you will learn all the necessary skills to make sound financial decisions and even grow your income!
Rich Dad Poor Dad for Teens by Robert T. Kiyosaki
When it comes to financial literacy, it is always best to learn sooner rather than later. This insightful novel, Rich Dad Poor Dad for Teens, shares how to make smart choices with your money and which path to choose to have financial freedom. Most famously created from the bestseller Rich Dad Poor Dad, the teen version inspires young adults to jumpstart their personal and financial success with simpler tips than the original version, as well as using language that will motivate that age range. Using helpful sidebars and quizzes, this book is perfect for teens and alike to help understand the power of money, investing, and living an easier life.
It may seem like financial talk will never get easier, but with these helpful novels, we hope they introduce you to the subject easily and motivate you to take better care of your finances!
For another insightful article on better managing your money, click here.
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